Vabasso Mortgage is currently licensed to provide mortgage lending services in Florida. The company has identified additional states for planned expansion, but mortgage origination is not available in those states until all required licenses and regulatory approvals have been obtained.
Information current as of July 31, 2026
Select any state to see its residential mortgage status, its DSCR business-purpose availability, and what to do next. Every status is also listed in the text directory below.
Residential mortgage availability and DSCR investment-property availability are not always the same. Certain qualifying business-purpose DSCR loans may be available in states where Vabasso does not currently offer consumer-purpose residential mortgage lending.
States marked with the DSCR indicator are included in Vabasso's current approved DSCR business-purpose footprint.
Availability depends on loan purpose, property use, lender requirements, program guidelines and applicable law.
DSCR is a separate lending-availability layer. The dot overlay sits on top of a state's residential color and does not replace it.
Vabasso Mortgage is currently licensed to serve eligible borrowers financing properties in Florida.
Mortgage lending services are available in this state.
Qualifying investment-property transactions may be available through Vabasso's DSCR business-purpose lending programs, subject to program guidelines and lender requirements.
Updated July 31, 2026
A complete, text-based list of every state and its current licensing status — readable without the map, and crawlable by search engines and AI assistants.
Mortgage lending services are available in these states.
Applications filed and under regulatory review. Origination is not available. Regulatory approval is not guaranteed, and timing may change.
No license applications are pending at this time.
Identified as future markets. Services are not currently available in these states.
No timeline has been announced for these states.
Vabasso's current approved DSCR business-purpose footprint covers 37 states. This is a separate layer from residential licensing status. Availability depends on loan purpose, property use, lender requirements, program guidelines and applicable law.
Vabasso's lending availability depends on both the type of financing and the purpose of the transaction. Consumer-purpose residential mortgage lending generally follows state licensing requirements. Certain qualifying investment-property transactions may instead be available through DSCR business-purpose lending.
The map above distinguishes Vabasso's residential mortgage availability, license-pending states, and current DSCR business-purpose footprint.
Availability depends on loan purpose, property use, lender requirements, program guidelines and applicable law.
Map information reflects Vabasso's current operating footprint and participating lender-program availability and is provided for general informational purposes only. DSCR and other investment-property financing availability depends on business purpose, occupancy, property type, borrower structure, lender requirements, program guidelines and applicable federal and state law. Availability may change without notice.
We add states deliberately — licensing first, marketing second. Tell us where you're buying or refinancing and we'll notify you the moment we're authorized to lend there.
Vabasso Mortgage is currently licensed to provide mortgage lending services in Florida. The company has identified additional states for planned expansion, but mortgage origination is not available in those states until all required licenses and regulatory approvals have been obtained.
Use the interactive licensing map or the state directory on this page to check your state. Each state shows one of four statuses: Licensed, License Pending, Planned Expansion, or No Expansion Timeline Announced. Only states marked Licensed are currently available for mortgage origination.
No. Vabasso Mortgage can only originate mortgage loans in states where it holds all required licenses and approvals. If your state is not yet licensed, you can join the expansion list and we will notify you if and when licensing is obtained. Our calculators, guides, and glossary remain available to you in the meantime.
License Pending means a license application has been filed with the applicable state regulator and is under review. Mortgage origination is not available in that state until approval is received. Regulatory approval is not guaranteed, and timing may change.
Planned Expansion means the state has been identified as a future market. It does not mean an application has been filed or that services are available. No origination activity takes place in a planned state.
Licensing information for mortgage companies and loan originators can be verified through the NMLS Consumer Access database, which is maintained by state regulators. Always verify licensing directly with the regulator or NMLS rather than relying solely on a company website.
Educational resources, calculators, and scenario tools are available nationally for informational purposes, but access to those tools does not mean Vabasso Mortgage is authorized to originate a loan in every state.
The licensing map is reviewed on an ongoing basis and reflects information current as of July 31, 2026. Licensing status can change, and this page is updated as approvals are received.
Joining the expansion list does not constitute a mortgage application, pre-qualification, approval, or commitment to lend. Vabasso Mortgage will only offer lending services in a state after all required licenses and approvals have been obtained.
Florida is Vabasso Mortgage's licensed market, including the Panhandle and 30A, Destin, Tallahassee, Tampa Bay, Central Florida, Southeast Florida, and Southwest Florida. Our Florida location pages cover local market detail city by city.
Not always. Residential mortgage availability and DSCR business-purpose availability are two separate dimensions on the map. Vabasso's current approved DSCR business-purpose footprint covers 37 states, and certain qualifying investment-property transactions may be available there even where consumer-purpose residential mortgage lending is not currently offered. Availability depends on loan purpose, property use, lender requirements, program guidelines and applicable law.
The gold dot-matrix overlay marks states included in Vabasso's current approved DSCR business-purpose footprint. It is a separate layer from the residential status color and from the hatched License Pending pattern, which is used only for states with a pending license application. Availability depends on loan purpose, property use, lender requirements, program guidelines and applicable law.
Vabasso Mortgage currently offers mortgage lending services only in states where it holds all required licenses and approvals. A state shown as planned or pending is not currently available for mortgage origination unless expressly stated otherwise. Licensing status may change, and regulatory approval is not guaranteed.
Educational resources, calculators, and scenario tools are available nationally for informational purposes, but access to those tools does not mean Vabasso Mortgage is authorized to originate a loan in every state.
This page is provided for informational purposes and is not a commitment to lend. Licensing information should be verified independently through the applicable state regulator or the NMLS Consumer Access database.
Legal entity: Vabasso Mortgage · NMLS ID 2864025.