Title Commitment
Direct definition
A title commitment is a document from a title company stating the conditions under which it will issue title insurance for a property.
Written by the Vabasso Mortgage Editorial Team · Reviewed against agency and federal sources · Read our editorial policy for how we research and review mortgage content
Plain-English explanation
The title commitment outlines the current owner of record, any liens or encumbrances, and requirements that must be met before title insurance is issued at closing. Buyers and lenders review it to identify issues that need to be resolved.
Why it matters
Reviewing the title commitment early can surface problems — like unresolved liens — that need time to clear before closing.
Where you may see it
- Closing package
- Title company disclosures
A real-world example
Educational and illustrative only
A common misunderstanding
A title commitment is not the final title insurance policy — it is a promise to issue one once listed requirements are satisfied.
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- Author
- Vabasso Mortgage Editorial Team
- Reviewed by
- Vabasso Mortgage Licensed Advisory Team
- Last reviewed
- July 30, 2026